Financial experts say you’re probably throwing away a few hundred dollars a year in ways you don’t even notice. And you can save a ton of money by changing a few, small things. Here are five of them.
1. Re-think your premium subscription services. You may like having the OPTIONS, but if you’re not using them, you’re wasting money. How many of those cable channels do you ACTUALLY watch each month?
Do you have unused cell minutes and unread magazines stacking up? Take a good look at what you and your family actively use, then cancel or downsize your plans. If you can live without them, chances are you don’t really need them.
2. Buy generic. You may think you’re sacrificing quality, but you’re not. Fancy brands cost more mainly because of the packaging.
3. Take it easy with coupons. They SEEM like they’re saving you money. But they actually make you buy things you normally WOULDN’T, because you’re getting a deal.
4. Never pay full retail price. Almost all consumer goods go on sale at some point, and that’s when you should buy them.
5. Don’t buy suggested add-ons. Rental car workers are trained to get you to buy their insurance, when your own insurance policy probably covers you. Those kinds of extra fees can add-up over time, so learn to say no.
What are some saving money tips you use?